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When Influence Outpaces Oversight: The Gap Between Housing Policy and Practice
Federal housing laws are shaped with industry input, but when the same entities help write the…
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Closing the Oversight Gap: Why Borrowers Must Be Included in Federal Loan Transparency
Federal housing programs rely on mortgage servicers to report and certify compliance, yet borrowers often lack…
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Veteran Suicide and Broken Promises: COVID Mortgage Relief and the Cost of Housing Instability
During COVID, veterans were promised protection from foreclosure, but some still lost their homes. At the…
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H.R. 6047: Historic Relief for Catastrophically Injured Veterans — But Funded by Disabled Veterans’ Mortgages?
H.R. 6047 promises long-overdue relief for catastrophically injured veterans — a goal worth supporting. But questions…
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Transparency, Accountability, and Action: How H.R. 7150 and the Let Freedom Ring Amendment Can Work Together
H.R. 7150 brings long-needed transparency to the VA Home Loan Guaranty Program by requiring regular reporting…
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The Hidden COVID Mortgage Bailout: How Servicers Were Protected, Veterans Were Harmed, and a National Crisis Was Quietly Buried
Behind the public story of COVID “relief” was a very different reality for many veterans. While…
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The Veteran Housing Crisis: How COVID Relief Exposed Systemic Failures
How COVID-Era Relief Exposed Deep Structural Flaws in America’s Veteran Housing System When Relief Quietly Becomes…
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Patriots Demand Accountability
Introduction When the COVID-19 pandemic hit, Congress and the Department of Veterans Affairs (VA) promised that…
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Exposing Racial Disparities in Veteran Mortgage Outcomes
Racial disparities in mortgage outcomes have shaped the American housing landscape for generations. When those inequities…
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Let Freedom Ring Campaign
For generations, America has promised its veterans something sacred: that their service to this nation would…